# Billing and credits

> Top up your credit balance, manage subscriptions and invoices, export transactions, and set the billing details printed on future invoices.
>
> Canonical: https://xdp.network/docs/account/billing · Updated 2026-08-17

Everything money-related lives under **Settings → Billing**
(`/dashboard/settings/billing`). Subscriptions are billed from a prepaid credit balance
— top up first, then plans renew from the balance automatically.

## Credit balance and top-ups

Your balance shows in the credits pill pinned in every dashboard page header — click it
to open Billing. The pill turns amber when the balance runs low. On the Billing page,
the **Credit balance** card shows how long the balance covers your current plans.

Click **Top up** to add credits: pick a preset or enter a custom amount (1 credit = ₹1,
₹100–₹100,000 per top-up), optionally apply a promo code, and check out with Cashfree.

## Subscriptions

The **Subscriptions** card lists your plans with price, renewal date, and status. From
the row menu you can:

- **Switch plan** — upgrades apply immediately with a prorated charge for the rest of
  the cycle (needs enough credits); downgrades take effect at period end.
- **Cancel subscription** — protection stays on until the period ends; you can resume
  any time before then.

If a renewal can't be covered by the balance, the subscription goes past due and a
banner on the Billing page offers to pay the oldest open invoice — top up first when
the balance falls short.

## Transaction history

The **Transaction history** card records every credit movement — top-ups, purchases,
renewals, refunds, and adjustments — with the running balance after each. Filter by
type and date range, and export the current view as CSV.

## Invoices

The **Invoices** card lists issued invoices with number, date, total, and status.
**View** opens the full line-item detail; **PDF** downloads a copy. Issued invoices are
immutable — corrections arrive as new documents.

## Billing details

The **Billing details** card holds the legal name, address, and VAT/tax ID printed on
future invoices. Save them before your next renewal; already-issued invoices don't
change.

## Products, grants, and API tokens

Products you own appear in the console sidebar under **My Products**. If a purchase is
missing, open a ticket from **My tickets** and support assigns it. An admin on your
account manages team members and their per-product access under **Administration**.

Script access to the console uses personal access tokens (`xdp_…`), created under
**Settings → API** — see the [Console REST API](/docs/reference/api) reference.

## Next steps

- [Console REST API](/docs/reference/api)
- [Troubleshooting](/docs/troubleshooting/common-issues)